国产热热热精品,亚洲视频久久】日韩,三级婷婷在线久久,99人妻精品视频,精品九热人人肉肉在线,AV东京热一区二区,91po在线视频观看,久久激情宗合,青青草黄色手机视频

Business / Markets

Banking on brighter prospects

By Jiang Xueqing (China Daily) Updated: 2014-04-03 14:41

China CITIC Bank Corp Ltd's nonperforming loans increased 62.9 percent to 19.97 billion yuan last year.

The growth of bad loans requires relevant banks to set aside a larger amount of allowances for loan impairment losses to NPL, thus narrowing the banks' profits, which are also reduced by the liberalization of interest rates.

Banking on brighter prospects

Banking on brighter prospects

China will lift its control over deposit rates in one or two years, said Zhou Xiaochuan, governor of the People's Bank of China, at a news briefing on March 11. That will lead to a further compression of the banks' net interest margins.

Interest rate liberalization will put higher pressure on profit growth for the banks whose branches are concentrated in cities where the competition is more intense than in county areas, said Ni of Greenwoods Asset Management.

Among the four largest lenders, ABC faced less pressure on net interest margins because the county area banking business accounted for nearly 40 percent of its total operating income.

With ongoing economic recovery in the United States and Europe, BOC also felt less stressed because its overseas assets amounted to $630.8 billion by the end of 2013, contributing nearly 26 percent of its total assets.

"Although China's commercial banks face mounting pressure, they are still likely to maintain a relatively optimistic operating situation," said Guo of the Central University of Finance and Economics. "That's because the banks have improved their abilities in corporate governance, risk-resistance and market-oriented management after several years of banking reform."

Furthermore, financing conditions remain tight this year, thus putting the banks in a favorite environment where the demand for loans exceeds the supply, he added.

Banking on brighter prospects
Banks eye offering opportunities

Banking on brighter prospects
Internet finance is in, but is banking out?

Previous Page 1 2 3 Next Page

Hot Topics

Editor's Picks
...
...
玉田县| 衢州市| 原平市| 西城区| 九寨沟县| 新余市| 龙井市| 麻阳| 崇仁县| 游戏| 胶州市| 桑日县| 阿拉善右旗| 栖霞市| 丹棱县| 东辽县| 兴仁县| 贡山| 嫩江县| 万盛区| 定日县| 汾西县| 芜湖市| 浦县| 台湾省| 阿拉善右旗| 电白县| 凤翔县| 双江| 河曲县| 清流县| 蓝山县| 乃东县| 绥德县| 房产| 江都市| 龙海市| 上栗县| 建宁县| 扬州市| 汤原县|